> ## Documentation Index
> Fetch the complete documentation index at: https://docs.crossmint.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> Register your customers' user data to enable their access to regulated Crossmint products

Crossmint requires certain user identity information from your customers to provide regulated products. The required data varies by product and can be collected through several supported methods.

Crossmint supports progressive onboarding, with lighter verification for eligible users up to \$1,000 in transaction volume.

<Note>
  **KYB or KYC — which do you need?**

  * **KYB** (Know Your Business) verifies **your company**. You complete it once, with the Crossmint team, before you get production access for the products that require it. See [Account Verification](/introduction/platform/account-verification).
  * **KYC** (Know Your Customer), covered on this page, verifies **your users**. You complete it per product, as shown below.
  * KYB and KYC are separate checks — passing one does not satisfy the other.
</Note>

## Products That Require Identity Data

| Product                                                           | KYC Required                                                                                                                                                                                               |
| ----------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| [Onramps](/onramp/overview) / [Offramps](/offramp/overview)       | Yes                                                                                                                                                                                                        |
| [Payouts](/stablecoin-orchestration/regulated-transfers/overview) | • Regulated payouts: Minimal user data required (not full KYC).<br />• Self-custodial transfers: Not required.<br /><br />More information [here](/stablecoin-orchestration/regulated-transfers/overview). |
| [Wallets](/wallets/overview)                                      | Not required.                                                                                                                                                                                              |

<Info>
  See the data requirements per product [here](/identity/data-requirements).
</Info>

## KYC Collection Methods

Crossmint supports three ways to collect the required identity data. Choose the method that best fits your compliance model and UX requirements:

| Method                          | Best For                                                | How It Works                                                                                                                                          |
| ------------------------------- | ------------------------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------- |
| **Crossmint-hosted**            | Fastest integration                                     | Users complete KYC inside a Crossmint-hosted iframe                                                                                                   |
| **API data imports**            | Already verifying users with your own identity provider | Pass verified user data to Crossmint via API. Crossmint will use the information you have already collected to perform the required compliance checks |
| **Token-sharing (coming soon)** | Reusing a verified user token                           | Share a verified user token from a supported IDV provider                                                                                             |

## Getting Started

<CardGroup cols={2}>
  <Card title="Quickstart" icon="bolt" iconType="duotone" href="/identity/quickstart">
    Register your first user.
  </Card>

  <Card title="Data Requirements" icon="table" iconType="duotone" color="#6554C0" href="/identity/data-requirements">
    See required data by product.
  </Card>
</CardGroup>

## FAQs

<AccordionGroup>
  <Accordion title="Which identity verification vendors are available?">
    Crossmint supports Persona and Sumsub as identity verification (IDV) vendors. To use any other vendor, you must get it approved first—raise it with your Customer Success Engineer (CSE).
  </Accordion>

  <Accordion title="Does Crossmint support token sharing?">
    Token sharing is not yet supported. If this is something you need, reach out to your Customer Success Engineer (CSE).
  </Accordion>

  <Accordion title="Can I combine Crossmint KYC with my own KYC (hybrid approach)?">
    A hybrid approach is not yet supported. You either run your own identity verification and pass that data to Crossmint, or use Crossmint's embedded KYC in the checkout.
  </Accordion>

  <Accordion title="Can I register a business as a user, rather than an individual?">
    Not yet. The [Create or Update User](/api-reference/users/upsert-user) endpoint accepts identity data for individuals only (name, date of birth, nationality, identity document, and so on) — there is no business or entity user type. Support for business users is coming soon. If your users are companies, reach out to your Customer Success Engineer (CSE).
  </Accordion>
</AccordionGroup>