> ## Documentation Index > Fetch the complete documentation index at: https://docs.crossmint.com/llms.txt > Use this file to discover all available pages before exploring further. # Delete a Payment Method > Soft-delete a payout method. The record is retained for compliance but can no longer be used. Deletes a payout method. The record is retained internally but can no longer be used for payouts. ## Returns Returns the [PaymentMethod](/offramp/api-reference/payment-methods/payment-method-object) object as it existed before deletion. ## OpenAPI ````yaml api-reference/_open-api/OfframpAPIs.json DELETE /unstable/payment-methods/{paymentMethodId} openapi: 3.0.1 info: description: | Offramp APIs for cashing out stablecoins to fiat. version: 1.0.0 title: Offramp contact: name: Crossmint Offramp APIs url: https://www.crossmint.com email: support@crossmint.com servers: - url: https://staging.crossmint.com/api description: Staging environment (testnets) - url: https://www.crossmint.com/api description: Production environment (mainnets) security: [] tags: - name: Offramp description: APIs to cash out stablecoins to fiat (offramp) - name: Payment Methods description: Manage bank account payout methods for offramp. paths: /unstable/payment-methods/{paymentMethodId}: parameters: - $ref: '#/components/parameters/PaymentMethodId' delete: tags: - Payment Methods summary: Delete a payment method description: >- Soft-deletes a payout method. The record is retained for compliance but is excluded from list and retrieve operations and can no longer be used for payouts. Returns the payout method as it existed before deletion. **API scope required**: `payment-methods.delete` operationId: deletePaymentMethod parameters: - name: paymentMethodId in: path required: true schema: type: string format: uuid description: UUID of the payment method. - name: userLocator in: query required: false schema: type: string description: >- Identifies the target user. Format: `:` (e.g., `email:alice@example.com`, `userId:abc123`). Required with server API key auth; ignored with JWT. example: email:alice@example.com responses: '200': description: >- PaymentMethod object (pre-deletion state). The record is no longer returned by list or retrieve endpoints. content: application/json: schema: $ref: '#/components/schemas/PmPaymentMethod' examples: SEPA: summary: SEPA value: paymentMethodId: 3323460b-d9d2-4ec6-b380-8a3e01e3f226 default: false displayName: SEPA Account ••6789 type: bank-account-sepa-iban bankAccount: billing: name: Hans Müller phone: '+4915112345678' address: line1: Unter den Linden 1 city: Berlin stateOrRegion: BE postalCode: '10117' country: DE bankName: null accountSuffix: '6789' currency: eur country: DE entityType: individual bic: COBADEFFXXX BankAccountUs: summary: US Bank Account value: paymentMethodId: dd8a59c6-aac0-47c2-9c21-686caf7f0359 default: false displayName: Chime ••6259 type: bank-account-us bankAccount: billing: name: Alice Smith phone: '+12125551234' address: line1: 123 Main St city: New York stateOrRegion: NY postalCode: '10001' country: US bankName: Chime accountSuffix: '6259' currency: usd country: US entityType: individual bankAddress: line1: 123 Main St city: New York stateOrRegion: NY postalCode: '10001' country: US routingNumber: '091300010' accountType: checking BankAccountMx: summary: MX Bank Account value: paymentMethodId: 27bacbe1-d0ff-4bc3-b37a-ca91cc64fa39 default: false displayName: MX Bank Account ••9719 type: bank-account-mx-clabe bankAccount: billing: name: Javier Toledo phone: '+525512345678' address: line1: Av. Reforma 1 city: Mexico City stateOrRegion: CDMX postalCode: '06600' country: MX bankName: null accountSuffix: '9719' currency: mxn country: MX entityType: individual bankCode: '138' BankAccountCo: summary: CO Bank Account value: paymentMethodId: 1cad2281-bd3d-4219-8787-7dfea94c60b1 default: false displayName: CO Bank Account ••7890 type: bank-account-co bankAccount: billing: name: Carlos Gómez phone: '+573001234567' address: line1: Carrera 7 city: Bogotá stateOrRegion: DC postalCode: '110010' country: CO bankName: null accountSuffix: '7890' currency: cop country: CO entityType: individual bankCode: '001' accountType: savings '400': description: Invalid request. content: application/json: schema: $ref: '#/components/schemas/Pm400ResponseGeneral' examples: missing_locator: description: Missing userLocator when using API key auth value: error: true message: userLocator is required when not using JWT authentication code: PAYMENT_METHOD_INVALID_USER_LOCATOR '401': description: Missing or invalid API key. content: application/json: schema: $ref: '#/components/schemas/Pm401Response' '403': description: Authentication source not allowed. content: application/json: schema: $ref: '#/components/schemas/Pm403Response' '404': description: Payment method not found or does not belong to this user. content: application/json: schema: $ref: '#/components/schemas/Pm404Response' security: - apiKey: [] servers: - url: https://staging.crossmint.com/api description: Staging - url: https://www.crossmint.com/api description: Production components: parameters: PaymentMethodId: name: paymentMethodId in: path required: true schema: type: string format: uuid description: PaymentMethod identifier. schemas: PmPaymentMethod: title: Bank account type: object description: >- A saved bank account payout method. Sensitive fields (full account numbers and IBANs) are never included in responses. properties: paymentMethodId: type: string format: uuid description: Unique identifier (UUID v4), assigned by the server on creation. default: type: boolean description: >- Whether this is the user's default payment method. Only one per user can be the default; setting a new default automatically unsets the previous one. displayName: type: string description: >- Human-readable label derived by the server (e.g., "Chime ••6259", "SEPA Account ••6789"). Not settable by the client. type: type: string enum: - bank-account-us - bank-account-mx-clabe - bank-account-co - bank-account-sepa-iban description: >- Payout method type. Determines the country-specific `bankAccount` fields that are present. bankAccount: type: object description: >- Bank account details. Present when `type` is a bank type. Full account numbers and IBANs are never included. properties: billing: type: object description: Account holder billing details as provided on creation. bankName: type: string description: Name of the bank, or `null` if the bank could not be identified. nullable: true accountSuffix: type: string description: Last four digits of the account number, CLABE, or IBAN. currency: type: string description: ISO 4217 currency code in lowercase (e.g., `usd`, `eur`). country: type: string description: ISO 3166-1 alpha-2 country code. entityType: type: string description: Account holder type. Present when provided on creation. enum: - individual - business routingNumber: type: string description: ABA routing number. US only. accountType: type: string description: Account type. US and CO only. enum: - checking - savings bankAddress: type: object description: Bank mailing address. US only. bankCode: type: string description: Bank code. MX and CO only. bic: type: string description: BIC/SWIFT code. SEPA only; present when provided on creation. taxId: type: string description: Mexican tax identifier (RFC). MX only; present when provided. businessDescription: type: string description: Business description. MX only; present when provided. required: - billing - bankName - accountSuffix - currency - country lastPayoutAt: type: string format: date-time description: >- Read-only. ISO 8601 timestamp of the most recent successful offramp payout funded by this bank account. Absent if none. required: - paymentMethodId - default - type - displayName - bankAccount Pm400ResponseGeneral: type: object properties: error: type: boolean example: true message: type: string description: Human-readable error message describing what went wrong code: type: string description: Machine-readable error code for programmatic handling enum: - PAYMENT_METHOD_INVALID_USER_LOCATOR description: Bad request (e.g., missing or invalid userLocator). Pm401Response: type: object properties: error: type: boolean example: true message: type: string example: Missing or invalid API key. description: Missing or invalid API key / JWT. Pm403Response: type: object properties: error: type: boolean example: true message: type: string example: Payment methods are not allowed with this authentication source description: API key lacks the required scope for this operation. Pm404Response: type: object properties: error: type: boolean example: true message: type: string example: Payment method not found description: Payment method not found, deleted, or belongs to a different user. securitySchemes: apiKey: type: apiKey name: X-API-KEY in: header ````