> ## Documentation Index
> Fetch the complete documentation index at: https://docs.crossmint.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Countries and Rails

> Countries, payout currencies, rails, settlement times and limits for Crossmint Offramp

Crossmint Offramp lets users convert USDC into fiat and withdraw it to supported bank accounts. The tables below show supported countries, currencies, payment rails (the networks used to deliver the payout), arrival estimates, processing windows, and transaction limits. Payout options, timing, and limits vary by destination.

## Available Countries

| Country | ISO code | Payout currency | Payment networks |
| :- | :- | :- | :- |
| 🇦🇩 Andorra | AD | EUR | SEPA, SEPA Instant |
| 🇦🇹 Austria | AT | EUR | SEPA, SEPA Instant |
| 🇧🇪 Belgium | BE | EUR | SEPA, SEPA Instant |
| 🇧🇬 Bulgaria | BG | EUR | SEPA, SEPA Instant |
| 🇨🇴 Colombia | CO | COP | Bre-B, ACH Colombia |
| 🇭🇷 Croatia | HR | EUR | SEPA, SEPA Instant |
| 🇨🇾 Cyprus | CY | EUR | SEPA, SEPA Instant |
| 🇨🇿 Czech Republic | CZ | EUR | SEPA, SEPA Instant |
| 🇩🇰 Denmark | DK | EUR | SEPA, SEPA Instant |
| 🇪🇪 Estonia | EE | EUR | SEPA, SEPA Instant |
| 🇫🇮 Finland | FI | EUR | SEPA, SEPA Instant |
| 🇫🇷 France | FR | EUR | SEPA, SEPA Instant |
| 🇩🇪 Germany | DE | EUR | SEPA, SEPA Instant |
| 🇬🇷 Greece | GR | EUR | SEPA, SEPA Instant |
| 🇭🇺 Hungary | HU | EUR | SEPA, SEPA Instant |
| 🇮🇸 Iceland | IS | EUR | SEPA, SEPA Instant |
| 🇮🇪 Ireland | IE | EUR | SEPA, SEPA Instant |
| 🇮🇹 Italy | IT | EUR | SEPA, SEPA Instant |
| 🇱🇻 Latvia | LV | EUR | SEPA, SEPA Instant |
| 🇱🇮 Liechtenstein | LI | EUR | SEPA, SEPA Instant |
| 🇱🇹 Lithuania | LT | EUR | SEPA, SEPA Instant |
| 🇱🇺 Luxembourg | LU | EUR | SEPA, SEPA Instant |
| 🇲🇹 Malta | MT | EUR | SEPA, SEPA Instant |
| 🇲🇽 Mexico | MX | MXN | SPEI |
| 🇲🇨 Monaco | MC | EUR | SEPA, SEPA Instant |
| 🇳🇱 Netherlands | NL | EUR | SEPA, SEPA Instant |
| 🇳🇴 Norway | NO | EUR | SEPA, SEPA Instant |
| 🇵🇱 Poland | PL | EUR | SEPA, SEPA Instant |
| 🇵🇹 Portugal | PT | EUR | SEPA, SEPA Instant |
| 🇷🇴 Romania | RO | EUR | SEPA, SEPA Instant |
| 🇸🇲 San Marino | SM | EUR | SEPA, SEPA Instant |
| 🇸🇰 Slovakia | SK | EUR | SEPA, SEPA Instant |
| 🇸🇮 Slovenia | SI | EUR | SEPA, SEPA Instant |
| 🇪🇸 Spain | ES | EUR | SEPA, SEPA Instant |
| 🇸🇪 Sweden | SE | EUR | SEPA, SEPA Instant |
| 🇨🇭 Switzerland | CH | EUR | SEPA, SEPA Instant |
| 🇺🇸 United States | US | USD | ACH, Same Day ACH, RTP, Fedwire |
| 🇻🇦 Vatican City | VA | EUR | SEPA, SEPA Instant |

Every SEPA country supports SEPA (SEPA Credit Transfer; shown as `sct` in payment-method responses). Where the receiving institution confirms instant eligibility, payouts can also use SEPA Instant (shown as `sct-inst` in payment-method responses). If a payment method shows a rail as `pending`, that rail is still being verified and cannot be used yet. Availability describes the receiving bank account, not the payer: at order time, Crossmint can refuse SEPA and SEPA Instant for a payer whose verified country of residence is outside the SEPA area.

## Payout Details by Market

Arrival estimates cover delivery of the fiat payout and exclude USDC deposit and conversion. Orders submitted outside the listed processing window may take longer.

You can request a supported rail; otherwise, one is selected automatically. Instant payouts require the receiving bank to support the instant network.

### United States

| Payment network | Expected arrival | Processing window | Maximum per transaction |
| :- | :- | :- | :- |
| **ACH** | 1 business day | Business days, 13:45–20:00 GMT | \$50,000 |
| **Same Day ACH** | Same day | Business days, 13:45–20:00 GMT | \$50,000 |
| **RTP** | Instant | 24/7 | \$50,000 |
| **Fedwire** | Same day | Business days, 13:45–20:00 GMT | No rail limit |

<Accordion title="US processing window in US time zones">
  | Time zone | Winter (standard time) | Summer (daylight time) |
  | :- | :- | :- |
  | PT | 05:45–12:00 PST | 06:45–13:00 PDT |
  | ET | 08:45–15:00 EST | 09:45–16:00 EDT |
</Accordion>

### SEPA Countries

Serves the 35 [supported SEPA countries](#available-countries).

| Payment network | Expected arrival | Processing window | Maximum per transaction |
| :- | :- | :- | :- |
| **SEPA Instant** | Instant | 24/7 | €100,000 |
| **SEPA** | 1 to 2 business days | Business days, 07:00–14:00 GMT | No rail limit |

<Accordion title="SEPA window in US time zones">
  | Time zone | Winter (standard time) | Summer (daylight time) |
  | :- | :- | :- |
  | PT | 23:00 (previous day)–06:00 PST | 00:00–07:00 PDT |
  | ET | 02:00–09:00 EST | 03:00–10:00 EDT |
</Accordion>

### Mexico

| Payment network | Expected arrival | Processing window | Maximum per transaction |
| :- | :- | :- | :- |
| **SPEI** | Instant | 24/7 | No rail limit |

### Colombia

| Payment network | Expected arrival | Processing window | Maximum per transaction |
| :- | :- | :- | :- |
| **Bre-B** | Instant | 24/7 | COP 12,110,000 (2026 cap) |
| **ACH Colombia** | Minutes to 36 hours; up to 72 hours on weekends and holidays, depending on the receiving bank | Depends on the receiving bank (see below) | No limit |

ACH Colombia payouts are routed based on the receiving bank, using either a direct bank connection or ACH cycles. The table below shows arrival estimates for selected banks. ACH-cycle payouts can take up to 36 hours on business days and 72 hours on weekends and holidays. All bank processing times below are Colombia time (COT, GMT−5 year-round).

<Accordion title="Arrival estimates by receiving bank">
  | Receiving bank | Receiving window (COT) | Expected arrival |
  | :- | :- | :- |
  | Bancolombia | 24/7 | Most payouts within 30 minutes |
  | Banco de Bogotá | Monday to Friday | Most payouts within 45 minutes |
  | BBVA | Monday to Friday, 06:00–19:00 | Most payouts within 60 minutes |
  | Banco de Occidente | Monday to Friday, 08:00–21:00 | Most payouts within 60 minutes |
  | Coopcentral | Monday to Friday, 08:00–17:30 | Most payouts within 30 minutes |
  | Other banks | ACH cycles on business days | Up to 36 hours (72 hours on weekends and holidays) |
</Accordion>

<small>Crossmint limits may apply in addition to the limits shown. "Not specified" means the page does not provide a value.</small>

## Upcoming Support

Offramp coverage is expanding quickly. The destinations below are next on the roadmap. <a href="https://www.crossmint.com/contact/sales" target="_blank" rel="noopener">Get in touch</a> to be first in line when they go live.

| Country | ISO code | Payout currency |
| :- | :- | :- |
| 🇵🇭 Philippines | PH | PHP |
| 🇳🇬 Nigeria | NG | NGN |
| 🇮🇩 Indonesia | ID | IDR |
| 🇻🇳 Vietnam | VN | VND |
| 🇹🇭 Thailand | TH | THB |
| 🇬🇹 Guatemala | GT | GTQ |
| 🇹🇷 Turkey | TR | TRY |
| 🇸🇻 El Salvador | SV | USD |
| 🇪🇨 Ecuador | EC | USD |
| 🇰🇷 South Korea | KR | KRW |
| 🇬🇭 Ghana | GH | GHS |
| 🇯🇴 Jordan | JO | JOD |
| 🇰🇪 Kenya | KE | KES |
| 🇵🇪 Peru | PE | PEN |
| 🇦🇪 UAE | AE | AED |
| 🇨🇱 Chile | CL | CLP |
| 🇲🇾 Malaysia | MY | MYR |
| 🇮🇱 Israel | IL | ILS |
| 🇨🇷 Costa Rica | CR | CRC |
| 🇯🇲 Jamaica | JM | JMD |
| 🇹🇿 Tanzania | TZ | TZS |
| 🇧🇴 Bolivia | BO | BOB |
| 🇿🇦 South Africa | ZA | ZAR |
| 🇬🇧 United Kingdom | GB | GBP |

Need another destination or rail? <a href="https://www.crossmint.com/contact/sales" target="_blank" rel="noopener">Contact sales</a>.

## See Also

<CardGroup cols={2}>
  <Card title="Quickstart" icon="bolt" href="/offramp/quickstarts/rest-api">
    Build your first offramp end to end
  </Card>

  <Card title="KYC & Compliance" icon="id-card" href="/offramp/concepts/kyc-and-compliance">
    How verification works for offramp
  </Card>
</CardGroup>

<small>Payouts are delivered through payout banking partners in some countries.</small>