> ## Documentation Index
> Fetch the complete documentation index at: https://docs.crossmint.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> Allow your customers to obtain stablecoins using credit card, apple pay, and more

<img src="https://mintcdn.com/crossmint/Rxy50ONhW4mD6Tet/images/payments/onramp-fiat-to-crypto.png?fit=max&auto=format&n=Rxy50ONhW4mD6Tet&q=85&s=0c9902bed71fdfcc9d3e3534e86fef55" alt="Onramp Fiat to Crypto" width="1512" height="845" data-path="images/payments/onramp-fiat-to-crypto.png" />

Crossmint's Onramp allows your customers to obtain stablecoins with the highest conversion rates in the industry.
Embed onramping flows natively in your app with plug-and-play widgets and APIs. The SDK handles payment processing,
compliance, and chargebacks, so you can focus on building your product.

**Key Features**

* **Native integrations**: embedded flow which feels native to your app.
* **Progressive KYC**: lightweight Tier 1 verification for up to \$1,000/year; enhanced Tier 2 verification kicks in automatically above that threshold.
* **Full chargeback protection**: Crossmint manages disputes and assumes chargeback risk.
* **Multiple payment methods**: credit/debit cards, Apple Pay, Google Pay.
* **Real-time observability**: monitor events via dashboards, webhooks, and APIs.
* **Integrated Crossmint wallets**: modular APIs, fully integrated with Crossmint's wallets.

## Integration Options

| Integration Type                          | Best for                                                                    | Customization level                         | Supported Platforms                           |
| :---------------------------------------- | :-------------------------------------------------------------------------- | :------------------------------------------ | :-------------------------------------------- |
| **[Embedded](/onramp/quickstarts/react)** | Teams that want a plug-and-play experience, with minimal engineering effort | Medium — prebuilt UI with branding controls | Web, mobile apps (React, React Native, Swift) |

## Get Started

<Tip>You can test the full onramp flow on **staging** in 5 minutes — no sales contact needed. To enable production, <a href="https://www.crossmint.com/contact/sales" target="_blank">reach out to the sales team</a>.</Tip>

<CardGroup cols={2}>
  <Card title="Quickstart ⚡" icon="bolt" iconType="duotone" color="#FF991F" href="/onramp/quickstarts/react">
    Allow your users to buy stablecoins with credit cards in under 5 minutes
  </Card>

  <Card title="Onramp Embedded Quickstart" icon="github" iconType="duotone" href="https://github.com/Crossmint/onramp-quickstart">
    See a full working example
  </Card>

  <Card title="Fintech Starter App" icon="building-columns" iconType="duotone" href="https://github.com/crossmint/fintech-starter-app">
    Demo webapp of a bank-like product with Crossmint wallets and onramp
  </Card>
</CardGroup>

## FAQs

<AccordionGroup>
  <Accordion title="How can I test the product? And how do I move to production?">
    The product is self-serve on **staging**. You can get an API key on the [staging console](https://staging.crossmint.com/signin?callbackUrl=/console) and follow the instructions on the docs.

    To move to production, you need a production API key. To obtain **production** access, reach out to our [sales team](https://www.crossmint.com/contact/sales).
  </Accordion>

  {" "}

  <Accordion title="Which tokens are supported?">
    Today, we support **USDC** and **USDT**. Access to other stablecoins available upon request. Check the checkout for
    support for other digital assets.
  </Accordion>

  {" "}

  <Accordion title="How can I track sales?">
    You can monitor purchases onchain or using webhooks. Sales dashboards, logs, and advanced analytics are also
    available in the console.
  </Accordion>

  <Accordion title="What are the transaction limits?">
    The standard transaction limits are **\$1,000 per user and day**. If you need higher limits, [contact us](https://www.crossmint.com/contact/sales).
  </Accordion>

  <Accordion title="Which geographies are supported?">
    To obtain the latest list of supported geographies, [contact us](https://www.crossmint.com/contact/sales).
  </Accordion>

  <Accordion title="What are the KYC requirements for the onramp?">
    All users must complete KYC in order to use the onramp. Two levels of KYC are supported:

    * **Tier 1 KYC**: applies to low-volume users. Requires full name, date of birth, nationality, country of residence, email, and government-issued ID number (no photo).
      * No more than \$1,000 transacted in aggregate within a rolling 12-month period.

    * **Tier 2 KYC**: required once the above threshold is exceeded, or if a risk flag is raised. In addition to the information collected for Tier 1, users must provide source of funds, employment status, and complete a liveness check with document ID verification.

    KYC tier is determined automatically based on cumulative transaction volume and risk assessment.
  </Accordion>
</AccordionGroup>
