> ## Documentation Index
> Fetch the complete documentation index at: https://docs.crossmint.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Stablecoin Payouts

> Instant, low-cost global payments with stablecoins

## Overview

Enable your platform to send instant payments globally using stablecoins. Convert fiat to stablecoins and distribute
funds to recipients worldwide with minimal fees, instant settlement, and 24/7 availability - eliminating the limitations
of traditional banking systems.

This solution is ideal for:

<AccordionGroup>
  <Accordion title="Marketplace Platforms">
    Pay sellers, creators, and service providers globally with instant settlements. Enable cross-border payments without the delays and high fees of traditional payment rails.
  </Accordion>

  <Accordion title="Gig Economy Apps">
    Provide instant earnings access to drivers, shoppers, and freelancers. Pay out in real-time regardless of banking hours or geographic location.
  </Accordion>

  <Accordion title="Aid disbursement">
    Low cost, global aid disbursement in stablecoins
  </Accordion>
</AccordionGroup>

## Common Architectures

1. **Fiat-to-Stablecoin Payouts**: Accept fiat deposits, convert to stablecoins, and send to recipients' wallets
2. **Direct Stablecoin Distribution**: Hold treasury in stablecoins and distribute directly to recipients

<Info>
  Need a custom flow for your use case? Our team can help you design, build, and optimize it end-to-end. [Reach out to get started](https://www.crossmint.com/contact/sales).
</Info>

## How It Works

1. **Compliance**: Use Crossmint's licenses or bring your own
2. **Wallets**: Use Crossmint's wallets, which can be configured in both custodial, or non-custodial modes
3. **Onramp**: Optionally, have the user initiate the transaction with credit card or bank transfer
4. **Stablecoin Transfer**: Instant transfers, without needing to deal with gas fees, retries, sanctions checks
5. **Receive Funds**: Receive the money in stablecoin, bank account, or local payment methods

All stablecoins are supported, in over 50 supported [chains](/introduction/supported-chains).

## Integration Steps

*Integration guide coming soon. [Contact our sales team](https://www.crossmint.com/contact/sales) to request a consultation to help you design and integrate.*