> ## Documentation Index
> Fetch the complete documentation index at: https://docs.crossmint.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> Move stablecoins using Crossmint's regulated infrastructure

<img src="https://mintcdn.com/crossmint/QBgMESsXqOcbGuxJ/images/stablecoin-orchestration/stablecoin-orchestration-overview.jpg?fit=max&auto=format&n=QBgMESsXqOcbGuxJ&q=85&s=b713e3b551401d47ce49354cda4fcb75" alt="Stablecoin Orchestration" width="1512" height="843" data-path="images/stablecoin-orchestration/stablecoin-orchestration-overview.jpg" />

Crossmint's Stablecoin Orchestration provides a single, global API to receive, send, convert,
and manage stablecoins across 150+ countries — without requiring you to hold a financial license.
Crossmint is the regulated entity; you interact with developer-friendly APIs.

The suite covers every stablecoin flow a business needs: pay-ins, payouts, internal transfers,
swaps, on-ramp, and off-ramp. All legal and compliance obligations — money transmission licenses,
AML programs, KYC/KYB, Travel Rule, sanctions screening — are handled by Crossmint.

***

## Where to Start

<CardGroup cols={3}>
  <Card title="Evaluating Crossmint?" icon="book-open">
    Read [**Regulated Infrastructure**](#regulated-infrastructure-developer-apis) to understand
    how Crossmint assumes the legal liability and what that means for your architecture. To confirm coverage in your region, <a href="https://www.crossmint.com/contact/sales" target="_blank">contact us</a>.
  </Card>

  <Card title="Ready to build?" icon="rocket">
    Read the [**Solution Architecture**](/stablecoin-orchestration/concepts/solution-architecture) to understand how to structure your integration, then jump to the [**Treasury Wallet Guide**](/wallets/guides/treasury-wallets) to start building.
  </Card>

  <Card title="Not sure which flow?" icon="compass">
    Browse [**Primitive Flows**](#primitive-flows) for the building blocks, or
    <a href="https://crossmint.com/contact" target="_blank">contact the Crossmint team</a> for a flow-of-funds review tailored
    to your use case.
  </Card>
</CardGroup>

***

## Regulated Infrastructure, Developer APIs

Moving stablecoins commercially — collecting payments, disbursing to users, converting to fiat —
triggers a complex web of financial regulation. Requirements vary by geography, transaction type,
and counterparty:

* **United States**: Money Transmission Licenses (MTLs) required in most states where you operate
* **Europe**: MiCA authorization and PSD2 licensing for payment transfers and e-money services
* **Global**: Travel Rule compliance wherever funds cross borders
* **Everywhere**: AML programs, KYC on individual users, KYB on businesses, and ongoing
  sanctions screening

Licensing alone is not sufficient. Running a credible AML program requires hiring compliance
officers, deploying transaction monitoring software, managing case escalations, and accepting
direct liability for violations — all before processing a single transaction.

Crossmint takes a different approach. Rather than providing compliance tooling for customers
to operate themselves, Crossmint structures the flow of funds so that **Crossmint is the
regulated party** — the entity that holds the licenses, runs the AML program, and assumes
the legal liability. Customers interact with clean, developer-friendly APIs and stay focused
on their product.

Every production customer also gets access to a forward-deployed solutions architecture team.
Before go-live, the team reviews the full flow of funds, identifies edge cases, and ensures
the integration is structured correctly from a compliance standpoint.

**Key Features**

* **Compliance handled by Crossmint**: Crossmint holds MTLs, MiCA, and other applicable
  authorizations — removing the need to obtain or maintain them independently.
* **150+ countries, one API**: Local regulatory complexity is fully abstracted. The same API
  works across corridors; Crossmint handles the differences behind the scenes.
* **AML, KYC/KYB, and sanctions included**: Transaction monitoring, user verification flows,
  and sanctions screening are operated by Crossmint, not delegated to the customer.
* **Forward-deployed support**: A dedicated solutions architecture team reviews the flow of
  funds and works through go-live — included for all production customers.
* **Flexible commitments**: No large upfront contracts required. Start at current scale
  and grow as volume increases.
* **Real-time observability**: Monitor all transactions via dashboards, APIs, and webhooks.

***

## Primitive Flows

These are the core building blocks. Use them independently or chain them together into
end-to-end products.

| Flow                                                                          | Description                                                                                                                                                                                                                     | Regulated? |
| ----------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | :--------: |
| [**Pay-ins**](/stablecoin-orchestration/guides/pay-ins)                       | Receive stablecoins from your users or third parties                                                                                                                                                                            |     No     |
| [**Pay-outs**](/stablecoin-orchestration/regulated-transfers/overview)        | Send stablecoins to users, vendors, or partners                                                                                                                                                                                 |     Yes    |
| [**Internal Transfers**](/stablecoin-orchestration/guides/internal-transfers) | Move stablecoins between your own accounts                                                                                                                                                                                      |     No     |
| [**Swaps**](/stablecoin-orchestration/guides/swaps)                           | Convert one stablecoin to another, across chains                                                                                                                                                                                |     No     |
| **On-ramp**                                                                   | Convert fiat to stablecoins — [for your treasury](/stablecoin-orchestration/guides/on-off-ramps/funding-company-wallets) or [on behalf of your users](/stablecoin-orchestration/guides/on-off-ramps/funding-customer-wallets)   |     Yes    |
| **Off-ramp**                                                                  | Convert stablecoins to fiat — [for your treasury](/stablecoin-orchestration/guides/on-off-ramps/withdrawing-from-company-wallets) or [on behalf of your users](/stablecoin-orchestration/guides/on-off-ramps/customer-off-ramp) |     Yes    |

***

## Common Use Cases

<CardGroup cols={2}>
  <Card title="Remittances" icon="arrow-right-arrow-left" href="/solutions/fintech/remittances">
    Global transfers that settle in minutes, 24/7 — without correspondent banks, cut-off times,
    or pre-funding requirements.
  </Card>

  <Card title="Global Payroll" icon="briefcase" href="/solutions/fintech/global-payroll">
    Pay employees and contractors across countries instantly in stablecoins or local currency,
    without building a separate compliance stack.
  </Card>

  <Card title="Marketplace Pay-ins & Payouts" icon="store" href="/solutions/fintech/stablecoin-payouts">
    Collect from buyers and disburse to sellers globally, at stablecoin speed and a fraction of
    traditional payment rail costs.
  </Card>

  <Card title="Cross-Entity Treasury Management" icon="building-columns">
    Move and convert funds across your own accounts and entities with full auditability, controls,
    and real-time observability.
  </Card>
</CardGroup>

***

## Get Started

<CardGroup cols={2}>
  <Card title="Regulatory Landscape" icon="scale-balanced" href="/stablecoin-orchestration/concepts/regulatory-landscape">
    Understand the compliance requirements that apply to stablecoin activity
  </Card>

  <Card title="Solution Architecture" icon="sitemap" href="/stablecoin-orchestration/concepts/solution-architecture">
    How to architect your integration so Crossmint handles compliance for you
  </Card>

  <Card title="Treasury Wallet Guide" icon="rocket" href="/wallets/guides/treasury-wallets">
    Create a treasury wallet and check balances in minutes
  </Card>

  <Card title="On-ramp Quickstart" icon="credit-card" href="/onramp/quickstarts/react">
    Enable users to buy stablecoins with a card in 5 minutes
  </Card>

  <Card title="Talk to Sales" icon="headset" href="https://crossmint.com/contact" target="_blank" rel="noopener">
    Get a flow-of-funds review and production access
  </Card>

  <Card title="Solution Guides" icon="map" href="/solutions/fintech/remittances">
    End-to-end architectures for your specific use case
  </Card>
</CardGroup>