> ## Documentation Index
> Fetch the complete documentation index at: https://docs.crossmint.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> Compliant stablecoin payouts through a single API

Crossmint Payouts allow you to send stablecoins to users, businesses, or other third parties without obtaining money-transmission licenses or building your own compliance infrastructure.

Crossmint handles the regulated infrastructure behind the scenes, including licensing, AML screening, sanctions checks, Travel Rule, and reliable blockchain execution. You create the payout through a single API; Crossmint takes care of the rest.

## Key Features

<CardGroup cols={3}>
  <Card title="Pre-fund" icon="wallet" iconType="duotone" color="#D3A10F">
    Fund your treasury with fiat or stablecoins
  </Card>

  <Card title="Global coverage" icon="globe" iconType="duotone" color="#A24EC9">
    Send payouts to 160+ countries
  </Card>

  <Card title="Licensed Infrastruct." icon="scale-balanced" iconType="duotone" color="#1D258E">
    Full US coverage, MiCA, and more
  </Card>

  <Card title="AML Screening" icon="shield-check" iconType="duotone" color="#D31D52">
    Powered by TRM Labs and Elliptic
  </Card>

  <Card title="Travel Rule" icon="paper-plane" iconType="duotone" color="#41B118">
    When applicable, powered by NotaBene
  </Card>

  <Card title="Bring Your KYC" icon="share-nodes" iconType="duotone" color="#ADD8E6">
    Import user data (optional)
  </Card>
</CardGroup>

## When to Use Payouts

| Scenario                                               | Product                        |
| ------------------------------------------------------ | ------------------------------ |
| Moving funds between your own wallets                  | Standard transfer              |
| Paying a 3rd-party where no regulated flow is required | Standard transfer              |
| Sending regulated payouts to third parties             | Payouts (`regulated-transfer`) |

<Tip>You can use the same treasury wallet for regulated and non-regulated payouts. For regulated flows, set `"transactionType": "regulated-transfer"` when calling the transfer API.</Tip>

## How It Works

1. Create and fund your Treasury Wallet
2. Register the recipient
3. Initiate a payout
4. Crossmint runs compliance checks
5. Funds are routed through a Crossmint custodial wallet and delivered if the transfer passes all regulatory requirements

## What Crossmint Handles

* **Licensing**: Regulated infrastructure for compliant stablecoin payouts, without the burden of obtaining and maintaining licenses yourself.
* **Wallet Screening and KYT**: Every payout is automatically screened against sanctions lists and risk signals before execution, using TRM Labs and Elliptic.
* **Transaction Monitoring**: Ongoing monitoring for suspicious activity, risk signals, and AML compliance using Unit21 and Sardine.
* **Travel Rule Compliance**: When required, Crossmint automatically exchanges IVMS101 data with counterparties.
* **Blockchain Reliability**: Crossmint operates a reliability layer for transaction submission with multi-RPC failover, queuing, retries, and priority fee optimization to ensure payouts are delivered consistently.

## Get Started

<CardGroup cols={2}>
  <Card title="Quickstart" icon="bolt" iconType="duotone" color="#FF991F" href="/stablecoin-orchestration/regulated-transfers/quickstart">
    Get started with payouts in minutes
  </Card>

  <Card title="Making a Payout" icon="money-bill-transfer" iconType="duotone" color="#41B118" href="/stablecoin-orchestration/regulated-transfers/guides/transfers">
    Step-by-step payout guide
  </Card>
</CardGroup>