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Crossmint Payouts allow you to send stablecoins to users, businesses, or other third parties without obtaining money-transmission licenses or building your own compliance infrastructure. Crossmint handles the regulated infrastructure behind the scenes, including licensing, AML screening, sanctions checks, Travel Rule, and reliable blockchain execution. You create the payout through a single API; Crossmint takes care of the rest.

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Key Features

Pre-fund

Fund your treasury with fiat or stablecoins

Global coverage

Send payouts to 160+ countries

Licensed Infrastruct.

Full US coverage, MiCA, and more

AML Screening

Powered by TRM Labs and Elliptic

Travel Rule

When applicable, powered by NotaBene

Bring Your KYC

Import user data (optional)

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When to Use Payouts

ScenarioProduct
Moving funds between your own walletsStandard transfer
Paying a 3rd-party where no regulated flow is requiredStandard transfer
Sending regulated payouts to third partiesPayouts (regulated-transfer)
You can use the same treasury wallet for regulated and non-regulated payouts. For regulated flows, set "transactionType": "regulated-transfer" when calling the transfer API.

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How It Works

  1. Create and fund your Treasury Wallet
  2. Register the recipient
  3. Initiate a payout
  4. Crossmint runs compliance checks
  5. Funds are routed through a Crossmint custodial wallet and delivered if the transfer passes all regulatory requirements

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What Crossmint Handles

  • Licensing: Regulated infrastructure for compliant stablecoin payouts, without the burden of obtaining and maintaining licenses yourself.
  • Wallet Screening and KYT: Every payout is automatically screened against sanctions lists and risk signals before execution, using TRM Labs and Elliptic.
  • Transaction Monitoring: Ongoing monitoring for suspicious activity, risk signals, and AML compliance using Unit21 and Sardine.
  • Travel Rule Compliance: When required, Crossmint automatically exchanges IVMS101 data with counterparties.
  • Blockchain Reliability: Crossmint operates a reliability layer for transaction submission with multi-RPC failover, queuing, retries, and priority fee optimization to ensure payouts are delivered consistently.

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Get Started

Quickstart

Get started with payouts in minutes

Making a Payout

Step-by-step payout guide