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Crossmint’s Regulated Transfers enable compliant movement of stablecoins across jurisdictions without dealing with regulatory hurdles. Simply call a single API to make transfers—we handle licensing, AML screening, sanctions checks, and travel-rule compliance automatically, so you can focus on your core operations. Key Features
  • Built-in Compliance: Automated AML screening, sanctions checks, and KYC verification for every transaction.
  • Travel Rule Compliance: Automatic IVMS101 data exchange with counterparties.
  • Multi-Jurisdictional Licensing: Operate globally under Crossmint’s licenses and regulatory framework.
  • Real-time Screening: Instant verification against global sanctions lists and PEP databases.
  • Instant Settlement: Stablecoin transfers settle in seconds with full compliance coverage.
  • Audit Trail: Complete transaction records for regulatory reporting and audits.

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Experience compliant cross-border transfers

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Use Cases

Enable instant, compliant remittance flows across borders with automated regulatory compliance.
  • Instant settlement: Send cross-border payments in seconds, not days.
  • Automatic compliance: KYC, AML, and travel rule requirements handled automatically.
  • Cost effective: Significantly lower fees compared to traditional remittance corridors.
Send payments to suppliers, partners, and service providers globally with full compliance.
  • B2B transactions: High-value business payments with appropriate compliance controls.
  • Invoice matching: Link payments to invoices for reconciliation and audit trails.
  • Multi-currency: Support for payments in multiple fiat and stablecoin currencies.
  • Batch processing: Execute multiple compliant payments efficiently.
Pay employees and contractors worldwide while maintaining compliance with local regulations.
  • Global payroll: Distribute salaries to team members across borders.
  • Contractor payments: Pay freelancers and contractors in their preferred currency.
  • Tax compliance: Integration points for tax reporting and withholding.
  • Recurring payments: Set up automated, compliant recurring disbursements.
Enable compliant seller payouts and marketplace settlements with automatic compliance checks.
  • Seller verification: Automated KYB checks for marketplace vendors.
  • Payout automation: Schedule or trigger compliant payouts based on business rules.
  • Split payments: Distribute proceeds to multiple parties with compliance coverage.
  • Dispute handling: Full transaction history for dispute resolution.
Move funds between your corporate entities and banking partners compliantly.
  • Inter-entity transfers: Move funds between subsidiaries with full compliance.
  • Liquidity management: Rebalance treasury positions across jurisdictions.
  • Banking relationships: Compliant transfers to and from traditional banks.
  • Regulatory reporting: Automated reporting for regulatory requirements.

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Why Crossmint Regulated Transfers

Compliance Automated

AML, sanctions, KYC, and travel rule compliance handled automatically.

Licensed Infrastructure

Operate under Crossmint’s regulatory licenses across multiple jurisdictions.

Instant Settlement

Stablecoin transfers settle in seconds with full compliance coverage.

Audit Ready

Complete audit trails and regulatory reporting built-in.

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How It Works

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1. Initiate Transfer

Create a transfer request with sender and recipient details. Crossmint validates all required information.

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2. Compliance Screening

Automated compliance checks run in real-time:
  • Identity Verification: Confirm KYC/KYB status of both parties
  • AML Screening: Check against global watchlists and sanctions lists
  • Risk Assessment: Evaluate transaction risk based on multiple factors
  • Travel Rule: Exchange IVMS101 data with counterparty VASPs if required

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3. Approval & Execution

Once compliance clears, the transfer is approved and executed:
  • Stablecoin transfer settles on-chain instantly
  • All compliance data is recorded and stored
  • Both parties receive confirmation

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4. Reporting & Audit

Complete transaction records available for regulatory requirements:
  • Full audit trail of compliance checks
  • Travel rule data exchange records
  • Transaction history and documentation
  • Exportable reports for regulators

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Compliance Coverage

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Travel Rule Compliance

Automatic IVMS101 data exchange with counterparties:
  • Automatic IVMS101 message generation
  • Real-time data exchange with counterparty VASPs
  • Compliance with FATF Travel Rule requirements
  • Support for all major jurisdictions
  • Audit trail of all data exchanges

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Licensing & Regulation

Crossmint holds licenses enabling compliant operations:
  • Money Transmitter Licenses (USA)
  • VASP Registration (European jurisdictions)
  • MiCA-ready compliance framework
  • Local licenses in key markets

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Get Started

Enterprise feature. Contact us for access.