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Some purchases only work when you’re logged in to the merchant: a saved cart, member pricing, subscription reorders, or a card and address already stored on the account. Authenticated stores let the agent check out inside the user’s signed-in session at the merchant, rather than as a guest. With an authenticated session, the agent can:
  • Use the user’s saved payment methods — a card already on file at the merchant, so there’s no card for you to submit.
  • Use saved addresses and account defaults.
  • See account-specific pricing, carts, and eligibility.
This is what makes “pay with a card on file” (see Choose a Payment Method) possible: the payment method lives in the merchant account, and the agent selects it during the logged-in checkout.
Closed beta. Buying from authenticated stores is in closed beta and enabled per project. Reach out to Crossmint to request access.