- Global Coverage: Support for multiple currencies and regions, enabling payouts to users worldwide.
- Multiple Payout Methods: Bank transfers (ACH, SEPA, wire) and local payment networks.
- Built-in Compliance: Automated KYC/KYB verification and AML screening integrated into every transaction.
- Instant Settlement: Stablecoin settlements in seconds, with fiat availability based on payout method.
- Unified API: Single integration to access multiple liquidity providers and payout networks.
- Real-time Observability: Monitor all transactions via webhooks, dashboards, and APIs.
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Experience a full working Offramp flow
Use Cases
Remittances
Remittances
Enable recipients to cash out remittances received in stablecoins directly to their local bank accounts or mobile wallets. Crossmint handles all conversion, compliance, and payout orchestration.
- Last-mile delivery: Convert stablecoins to local currencies and deliver to bank accounts, mobile wallets, or cash pickup locations.
- Competitive FX rates: Access institutional-grade foreign exchange rates for optimal conversion.
- Instant settlement: Settle the stablecoin leg instantly, with fiat delivery times based on local rails.
Marketplace Payouts
Marketplace Payouts
Pay sellers, creators, and vendors instantly in their preferred currency. Convert stablecoin earnings to fiat and disburse via bank transfer.
- Automated disbursements: Schedule or trigger payouts via API based on your business logic.
- Multi-currency support: Pay out in local currencies across multiple jurisdictions.
- Reconciliation: Track every conversion and payout with detailed transaction records.
Payroll
Payroll
Enable employees and contractors to receive their earnings in fiat, even when your treasury operates in stablecoins.
- Batch processing: Process multiple payouts simultaneously with a single API call.
- Flexible timing: Schedule payouts or execute them instantly.
- Compliance-ready: All KYC and AML requirements handled automatically.
Gaming & Rewards
Gaming & Rewards
Let users convert in-game earnings or rewards to real-world currency. Crossmint manages the entire flow from stablecoin to local bank account.
Why Crossmint Offramp
Global Reach
Access payout networks across 100+ countries through a single API.
Compliance Included
Built-in KYC/KYB, AML screening, sanctions checks, and regulatory reporting.
Simple Integration
RESTful APIs and webhooks for seamless integration into your stack.
Expert Support
Dedicated support and forward deployment engineering assistance.
How It Works
- User Initiates Withdrawal: User requests to convert stablecoins to fiat through your application. You collect their payout details (bank account, etc.) via your UI.
- Create Offramp Order: Submit an offramp request via Crossmint API with the amount, destination currency, and payout method. Crossmint provides a real-time quote with FX rates and fees.
- Compliance Verification: Crossmint automatically verifies KYC status and runs AML screening. If additional information is needed, the user is prompted to complete verification.
- Stablecoin Settlement: User’s stablecoins are transferred to Crossmint’s treasury. Settlement happens instantly on-chain.
- Fiat Conversion & Payout: Crossmint converts stablecoins to fiat through its liquidity network and initiates payout via the selected method. You receive real-time updates via webhooks.
- Completion: User receives fiat in their designated account. Full transaction history and reconciliation data available via API.
Supported Payout Methods
| Method | Typical Delivery Time | Availability |
|---|---|---|
| Bank Transfer (ACH) | 1-3 business days | United States |
| Bank Transfer (SEPA) | 1-2 business days | European Union |
| Wire Transfer | Same day - 1 business day | Global |
| Cash Pick Up | Same day - 1 business day | Global |
| Local Payment Methods | Varies by country | Regional |
Quickstart
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