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Overview

Deply banking-like products, with deposits, cards, yield and more, in weeks, not months, using wallets and stablecoins. This solution is ideal for:
Launch a neobank focused on your specific niche quickly, without lengthy onboarding or regulatory setup. Go live globally from day one, supporting users across multiple countries and currencies.
Rapidly expand your geographic coverage and add new banking products like stablecoin accounts, cross-border payments, and yield—without months of integration work.
Build banking-like features into your fintech app to engage, retain, and monetize your customer base. Enable seamless deposits, branded cards, and stablecoin accounts to enhance your product and unlock new revenue streams.

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Common Architectures

  1. Embedded Wallets: Custodial crypto wallets integrated into your banking app
  2. Stablecoin Accounts: Offer USDC/USDT accounts alongside checking and savings
  3. Crypto On/Off-Ramp: Enable customers to buy, sell, and convert between fiat and crypto
  4. Cross-Border Payments: Instant international transfers using stablecoin rails
  5. Yield Products: Connect to DeFi protocols to offer interest-bearing stablecoin accounts
Need a custom flow for your use case? Our Architects and Forward Deployment Engineers can help you design, build, and optimize it end-to-end. Reach out to get started.

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How It Works

  1. Compliance: Use Crossmint’s licenses or bring your own
  2. Wallets: Use Crossmint’s wallets, which can be configured in both custodial, or non-custodial modes
  3. Onramp: Optionally, have the user initiate the transaction with credit card or bank transfer
  4. Stablecoin Transfer: Instant transfers, without needing to deal with gas fees, retries, sanctions checks
  5. Offramp: Receive the money in stablecoin, bank account, or local payment methods
  6. Credit cards: Integrate our partner Rain to issue credit cards off of Crossmint wallets
  7. Yield: Offer yield on customer deposits using our partner yield.xyz
All stablecoins are supported, in over 50 supported chains.

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Integration Steps

Integration guide coming soon. Contact our sales team to request a consultation with our Solution Architects and Forward Deployed Engineers to help you design and integrate.
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