This page has been updated for Wallets SDK V1. If you are using the previous version,
see the previous version docs or the V1 migration guide.
Yield
Wallet extensions include mechanisms to generate yield from wallet balances, primarily through stablecoins. There are two primary strategies:Yield from Reserves
Earn from the interest generated by a stablecoin’s underlying reserves, which are typically invested in U.S. Treasury bills or equivalent cash instruments.| Option | Description | Notes |
|---|---|---|
| USDC, USDT | Negotiate a direct revenue-sharing agreement with the stablecoin issuer. | Typically limited to large partners; smaller revenue share; allows direct staking. |
| USDG | Use a stablecoin that automatically accrues interest to holders or distributors. | Easier to get started; usually requires swapping to USDC/USDT before staking or transferring out, if the recipient prefers another stable. |
| Issue your own stablecoin | Create your proprietary stablecoin backed by your own reserves. | Around 10–20 basis points (bps) more yield and control vs a non-standard token; higher setup costs, complexity, and slower go-to-market. Similar swapping requirements vs USDG. |
Yield from Staking
Earn yield by delegating tokens to validators or liquidity pools. Protocols such as Aave and Morpho offer staking opportunities, and Crossmint wallets are compatible with any of them. Yield.xyz provides integrations with all top DeFi protocols, making it easy to connect your Crossmint wallets to yield-generating strategies. These mechanisms are not mutually exclusive — the same asset can simultaneously generate passive income from its reserves while being staked to earn additional yield.Swapping and Bridging
Wallet extensions support token swapping and cross-chain bridging through integrated protocols:- Swapping — exchange one token for another on the same chain (for example, USDC to ETH on Base)
- Bridging — move tokens across chains (for example, USDC from Ethereum to Base)
Credit Cards
Issue virtual or physical credit cards funded by wallet balances. This extension enables fintech use cases where users can spend their digital assets through traditional payment rails. See the Credit Cards guide for integration details.Get Started
Offer Yield
Follow the step-by-step guide to start earning yield from your wallet balances
Swap and Bridge Tokens
Exchange tokens and move assets across chains
Issue Credit Cards
Fund credit cards from wallet balances for traditional payments
Try the Demo
Explore a live fintech app demo showcasing yield and wallet features