The end user's JWT, sent as Authorization: Bearer <JWT> together with a client-side API key. Validated against the project's external JWT configuration.
Identifies the target user when authenticating with a server API key. Format: <type>:<value> (e.g., email:alice@example.com, userId:abc123, phoneNumber:+12125551234, twitter:alice). Required for API-key authentication; ignored when authenticating with a JWT (the JWT subject is used).
Response
The payment method. Exactly one type-specific sub-object is present, matching type.
CO bank account
MX CLABE
AE bank account
ID bank account
NG bank account
PH bank account
TH bank account
VN bank account
US bank account
SEPA IBAN
CO Bre-B key
Card
A saved payment method. Sensitive fields (full PAN, CVC, full account numbers, IBANs, Bre-B keys) are never included.
Whether a payout provider serves this destination. 'pending' while the readiness checks run, 'active' when a provider advertises a rail for it, 'rejected' when it cannot receive funds, 'deleted' when it was deleted. This describes the destination only, never the payer's eligibility. 'pending' moves to 'active', 'rejected' or 'deleted'; 'active' moves to 'rejected' or 'deleted'; 'rejected' moves only to 'deleted'. Branch on this field, never on statusReason.
Why the status is 'rejected'. Null on every other status, and on a rejection with no established destination condition. Known values today: destination-not-found, destination-closed, destination-cannot-receive, no-rail-available. New codes can appear at any time, so branch on status and treat an unrecognised code as the status alone.
Read-only. ISO 8601 timestamp of the most recent successful offramp payout funded by this bank account. Absent if none.
Example:
"2024-01-15T10:30:00.000Z"
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Full account numbers and IBANs are never included.","properties":{"accountSuffix":{"description":"The last characters of the account number, CLABE or IBAN, at most four.","type":"string","isRequired":true,"uniqueKey":"oneOf.1.bankAccount.accountSuffix","typeLabel":"string"},"country":{"description":"ISO 3166-1 alpha-2 country code of the account.","enum":["AD","AE","AF","AG","AI","AL","AM","AO","AQ","AR","AS","AT","AU","AW","AX","AZ","BA","BB","BD","BE","BF","BG","BH","BI","BJ","BL","BM","BN","BO","BQ","BR","BS","BT","BV","BW","BY","BZ","CA","CC","CD","CF","CG","CH","CI","CK","CL","CM","CN","CO","CR","CU","CV","CW","CX","CY","CZ","DE","DJ","DK","DM","DO","DZ","EC","EE","EG","EH","ER","ES","ET","FI","FJ","FK","FM","FO","FR","GA","GB","GD","GE","GF","GG","GH","GI","GL","GM","GN","GP","GQ","GR","GS","GT","GU","GW","GY","HK","HM","HN","HR","HT","HU","ID","IE","IL","IM","IN","IO","IQ","IR","IS","IT","JE","JM","JO","JP","KE","KG","KH","KI","KM","KN","KP","KR","KW","KY","KZ","LA","LB","LC","LI","LK","LR","LS","LT","LU","LV","LY","MA","MC","MD","ME","MF","MG","MH","MK","ML","MM","MN","MO","MP","MQ","MR","MS","MT","MU","MV","MW","MX","MY","MZ","NA","NC","NE","NF","NG","NI","NL","NO","NP","NR","NU","NZ","OM","PA","PE","PF","PG","PH","PK","PL","PM","PN","PR","PS","PT","PW","PY","QA","RE","RO","RS","RU","RW","SA","SB","SC","SD","SE","SG","SH","SI","SJ","SK","SL","SM","SN","SO","SR","SS","ST","SV","SX","SY","SZ","TC","TD","TF","TG","TH","TJ","TK","TL","TM","TN","TO","TR","TT","TV","TW","TZ","UA","UG","UM","US","UY","UZ","VA","VC","VE","VG","VI","VN","VU","WF","WS","XK","YE","YT","ZA","ZM","ZW"],"type":"string","isRequired":true,"uniqueKey":"oneOf.1.bankAccount.country","typeLabel":"enum\u003cstring>"},"currency":{"const":"mxn","description":"Always 'mxn'; a CLABE only settles in Mexican pesos.","type":"string","isRequired":true,"uniqueKey":"oneOf.1.bankAccount.currency","typeLabel":"string"},"accountHolder":{"description":"The person or company that owns the bank account. 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Non-empty only while `status` is `pending`.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.1.bankAccount.rails.pending.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.1.bankAccount.rails.pending","typeLabel":"enum\u003cstring>[]"},"status":{"description":"`pending` while asynchronous rail resolution is still running. `complete` when every provider has answered.","enum":["complete","pending"],"type":"string","isRequired":true,"uniqueKey":"oneOf.1.bankAccount.rails.status","typeLabel":"enum\u003cstring>"},"supported":{"description":"Rails that a currently-available payout provider advertises for this account.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.1.bankAccount.rails.supported.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.1.bankAccount.rails.supported","typeLabel":"enum\u003cstring>[]"}},"required":["pending","status","supported"],"type":"object","uniqueKey":"oneOf.1.bankAccount.rails","typeLabel":"object"},"verificationStatus":{"description":"Result of the provider's check on the destination. 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The [Bank Institution IDs](https://docs.crossmint.com/offramp/guides/bank-institution-ids) page lists every ID.","type":"string","isRequired":true,"uniqueKey":"oneOf.3.bankAccount.institutionId","typeLabel":"string"},"accountHolder":{"description":"The person or company that owns the bank account. Derived from `billing` when the record predates this field. Its address carries no country: the account's own `country` is the bank's jurisdiction.","properties":{"name":{"description":"Full legal name of the account holder. Sent to the payout provider.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.3.bankAccount.accountHolder.name","typeLabel":"string"},"address":{"description":"Address of the account holder, in the country of the account. Present only on types that collect one.","properties":{"city":{"description":"City (max 50 characters).","maxLength":50,"minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.3.bankAccount.accountHolder.address.city","typeLabel":"string"},"line1":{"description":"Primary address line (max 200 characters).","maxLength":200,"minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.3.bankAccount.accountHolder.address.line1","typeLabel":"string"},"line2":{"description":"Secondary address line, such as an apartment, suite, or unit (max 60 characters).","maxLength":60,"type":"string","uniqueKey":"oneOf.3.bankAccount.accountHolder.address.line2","typeLabel":"string"},"postalCode":{"description":"Postal or ZIP code (max 20 characters).","maxLength":20,"minLength":1,"type":"string","uniqueKey":"oneOf.3.bankAccount.accountHolder.address.postalCode","typeLabel":"string"},"stateOrRegion":{"description":"State, province, or region (max 50 characters).","maxLength":50,"type":"string","uniqueKey":"oneOf.3.bankAccount.accountHolder.address.stateOrRegion","typeLabel":"string"}},"required":["city","line1"],"type":"object","uniqueKey":"oneOf.3.bankAccount.accountHolder.address","typeLabel":"object"},"email":{"description":"Email address of the account holder.","format":"email","pattern":"^(?!\\.)(?!.*\\.\\.)([A-Za-z0-9_'+\\-\\.]*)[A-Za-z0-9_+-]@([A-Za-z0-9][A-Za-z0-9\\-]*\\.)+[A-Za-z]{2,}$","type":"string","uniqueKey":"oneOf.3.bankAccount.accountHolder.email","typeLabel":"string\u003cemail>"},"phoneNumber":{"description":"Phone number of the account holder in E.164 format.","minLength":1,"type":"string","uniqueKey":"oneOf.3.bankAccount.accountHolder.phoneNumber","typeLabel":"string"}},"required":["name"],"type":"object","uniqueKey":"oneOf.3.bankAccount.accountHolder","typeLabel":"object"},"accountType":{"description":"Type of the account. Present when sent on creation.","enum":["checking","savings"],"type":"string","uniqueKey":"oneOf.3.bankAccount.accountType","typeLabel":"enum\u003cstring>"},"entityType":{"description":"Type of the account holder. Present when sent on creation.","enum":["business","individual"],"type":"string","uniqueKey":"oneOf.3.bankAccount.entityType","typeLabel":"enum\u003cstring>"},"rails":{"description":"Bank rails available for payouts to this account. `supported` lists rails a currently-available provider advertises for this bank account; Crossmint decides payer eligibility at order time, so an order can still be refused on a rail listed here. `pending` lists rails still being resolved (non-empty only while `status` is 'pending'); `status` is 'pending' while asynchronous rail resolution is still running. Absent when no payout provider serves the account, or when `status` is 'rejected'.","properties":{"pending":{"description":"Rails still being resolved. Non-empty only while `status` is `pending`.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.3.bankAccount.rails.pending.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.3.bankAccount.rails.pending","typeLabel":"enum\u003cstring>[]"},"status":{"description":"`pending` while asynchronous rail resolution is still running. `complete` when every provider has answered.","enum":["complete","pending"],"type":"string","isRequired":true,"uniqueKey":"oneOf.3.bankAccount.rails.status","typeLabel":"enum\u003cstring>"},"supported":{"description":"Rails that a currently-available payout provider advertises for this account.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.3.bankAccount.rails.supported.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.3.bankAccount.rails.supported","typeLabel":"enum\u003cstring>[]"}},"required":["pending","status","supported"],"type":"object","uniqueKey":"oneOf.3.bankAccount.rails","typeLabel":"object"},"verificationStatus":{"description":"Result of the provider's check on the destination. Absent until a provider answers.","enum":["pending-review","rejected","verified"],"type":"string","uniqueKey":"oneOf.3.bankAccount.verificationStatus","typeLabel":"enum\u003cstring>"}},"required":["accountSuffix","country","currency","institutionId"],"type":"object","isRequired":true,"uniqueKey":"oneOf.3.bankAccount","typeLabel":"object"},"createdAt":{"description":"ISO 8601 timestamp when this payment method was created.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","isRequired":true,"uniqueKey":"oneOf.3.createdAt","typeLabel":"string\u003cdate-time>"},"paymentMethodId":{"description":"Unique identifier (UUID v4). Crossmint assigns it on creation.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.3.paymentMethodId","typeLabel":"string"},"reason":{"oneOf":[{"type":"string","description":"Deprecated. Use `statusReason`, which carries the same value.","isRequired":true,"uniqueKey":"oneOf.3.reason.oneOf.0","typeLabel":"string"},{"type":"null","isRequired":true,"uniqueKey":"oneOf.3.reason.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"oneOf.3.reason","typeLabel":"string | null"},"status":{"description":"Whether a payout provider serves this destination. 'pending' while the readiness checks run, 'active' when a provider advertises a rail for it, 'rejected' when it cannot receive funds, 'deleted' when it was deleted. This describes the destination only, never the payer's eligibility. 'pending' moves to 'active', 'rejected' or 'deleted'; 'active' moves to 'rejected' or 'deleted'; 'rejected' moves only to 'deleted'. Branch on this field, never on `statusReason`.","enum":["active","deleted","pending","rejected"],"type":"string","isRequired":true,"uniqueKey":"oneOf.3.status","typeLabel":"enum\u003cstring>"},"statusReason":{"oneOf":[{"type":"string","description":"Why the status is 'rejected'. Null on every other status, and on a rejection with no established destination condition. Known values today: destination-not-found, destination-closed, destination-cannot-receive, no-rail-available. New codes can appear at any time, so branch on `status` and treat an unrecognised code as the status alone.","isRequired":true,"uniqueKey":"oneOf.3.statusReason.oneOf.0","typeLabel":"string"},{"type":"null","isRequired":true,"uniqueKey":"oneOf.3.statusReason.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"oneOf.3.statusReason","typeLabel":"string | null"},"type":{"const":"bank-account-id","description":"Payment method type. Selects which sub-object is present: `card`, `bankAccount`, or `breB`.","type":"string","isRequired":true,"uniqueKey":"oneOf.3.type","typeLabel":"string"},"updatedAt":{"description":"ISO 8601 timestamp when this payment method was last modified.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","isRequired":true,"uniqueKey":"oneOf.3.updatedAt","typeLabel":"string\u003cdate-time>"},"label":{"description":"The client's own name for this payment method, when one was sent.","minLength":1,"type":"string","uniqueKey":"oneOf.3.label","typeLabel":"string"},"lastPayoutAt":{"description":"Read-only. ISO 8601 timestamp of the most recent successful offramp payout funded by this bank account. Absent if none.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","uniqueKey":"oneOf.3.lastPayoutAt","typeLabel":"string\u003cdate-time>"}},"uniqueKey":"oneOf.3","typeLabel":"ID bank account · object"},{"type":"object","title":"NG bank account","description":"A saved payment method. Sensitive fields (full PAN, CVC, full account numbers, IBANs, Bre-B keys) are never included.","required":["bankAccount","createdAt","paymentMethodId","reason","status","statusReason","type","updatedAt"],"example":{"createdAt":"2025-01-15T10:30:00.000Z","paymentMethodId":"3f7a9c10-2a8b-4c5d-9e2f-1b3a4c5d6e7f","reason":null,"status":"active","statusReason":null,"type":"card","updatedAt":"2025-01-15T10:30:00.000Z"},"properties":{"bankAccount":{"description":"Bank account details. Present when `type` is a bank type. Full account numbers and IBANs are never included.","properties":{"accountSuffix":{"description":"The last characters of the account number, CLABE or IBAN, at most four.","type":"string","isRequired":true,"uniqueKey":"oneOf.4.bankAccount.accountSuffix","typeLabel":"string"},"country":{"const":"NG","description":"Always 'NG'.","type":"string","isRequired":true,"uniqueKey":"oneOf.4.bankAccount.country","typeLabel":"string"},"currency":{"const":"ngn","description":"Always 'ngn'; Nigerian bank accounts only settle in Nigerian naira.","type":"string","isRequired":true,"uniqueKey":"oneOf.4.bankAccount.currency","typeLabel":"string"},"institutionId":{"description":"ID of the bank, for example `ng-gt-bank`. The [Bank Institution IDs](https://docs.crossmint.com/offramp/guides/bank-institution-ids) page lists every ID.","type":"string","isRequired":true,"uniqueKey":"oneOf.4.bankAccount.institutionId","typeLabel":"string"},"accountHolder":{"description":"The person or company that owns the bank account. Derived from `billing` when the record predates this field. Its address carries no country: the account's own `country` is the bank's jurisdiction.","properties":{"name":{"description":"Full legal name of the account holder. Sent to the payout provider.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.4.bankAccount.accountHolder.name","typeLabel":"string"},"address":{"description":"Address of the account holder, in the country of the account. 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Present when sent on creation.","enum":["checking","savings"],"type":"string","uniqueKey":"oneOf.4.bankAccount.accountType","typeLabel":"enum\u003cstring>"},"entityType":{"description":"Type of the account holder. Present when sent on creation.","enum":["business","individual"],"type":"string","uniqueKey":"oneOf.4.bankAccount.entityType","typeLabel":"enum\u003cstring>"},"rails":{"description":"Bank rails available for payouts to this account. `supported` lists rails a currently-available provider advertises for this bank account; Crossmint decides payer eligibility at order time, so an order can still be refused on a rail listed here. `pending` lists rails still being resolved (non-empty only while `status` is 'pending'); `status` is 'pending' while asynchronous rail resolution is still running. Absent when no payout provider serves the account, or when `status` is 'rejected'.","properties":{"pending":{"description":"Rails still being resolved. Non-empty only while `status` is `pending`.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.4.bankAccount.rails.pending.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.4.bankAccount.rails.pending","typeLabel":"enum\u003cstring>[]"},"status":{"description":"`pending` while asynchronous rail resolution is still running. `complete` when every provider has answered.","enum":["complete","pending"],"type":"string","isRequired":true,"uniqueKey":"oneOf.4.bankAccount.rails.status","typeLabel":"enum\u003cstring>"},"supported":{"description":"Rails that a currently-available payout provider advertises for this account.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.4.bankAccount.rails.supported.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.4.bankAccount.rails.supported","typeLabel":"enum\u003cstring>[]"}},"required":["pending","status","supported"],"type":"object","uniqueKey":"oneOf.4.bankAccount.rails","typeLabel":"object"},"verificationStatus":{"description":"Result of the provider's check on the destination. Absent until a provider answers.","enum":["pending-review","rejected","verified"],"type":"string","uniqueKey":"oneOf.4.bankAccount.verificationStatus","typeLabel":"enum\u003cstring>"}},"required":["accountSuffix","country","currency","institutionId"],"type":"object","isRequired":true,"uniqueKey":"oneOf.4.bankAccount","typeLabel":"object"},"createdAt":{"description":"ISO 8601 timestamp when this payment method was created.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","isRequired":true,"uniqueKey":"oneOf.4.createdAt","typeLabel":"string\u003cdate-time>"},"paymentMethodId":{"description":"Unique identifier (UUID v4). Crossmint assigns it on creation.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.4.paymentMethodId","typeLabel":"string"},"reason":{"oneOf":[{"type":"string","description":"Deprecated. Use `statusReason`, which carries the same value.","isRequired":true,"uniqueKey":"oneOf.4.reason.oneOf.0","typeLabel":"string"},{"type":"null","isRequired":true,"uniqueKey":"oneOf.4.reason.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"oneOf.4.reason","typeLabel":"string | null"},"status":{"description":"Whether a payout provider serves this destination. 'pending' while the readiness checks run, 'active' when a provider advertises a rail for it, 'rejected' when it cannot receive funds, 'deleted' when it was deleted. This describes the destination only, never the payer's eligibility. 'pending' moves to 'active', 'rejected' or 'deleted'; 'active' moves to 'rejected' or 'deleted'; 'rejected' moves only to 'deleted'. 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The [Bank Institution IDs](https://docs.crossmint.com/offramp/guides/bank-institution-ids) page lists every ID.","type":"string","isRequired":true,"uniqueKey":"oneOf.5.bankAccount.institutionId","typeLabel":"string"},"accountHolder":{"description":"The person or company that owns the bank account. Derived from `billing` when the record predates this field. Its address carries no country: the account's own `country` is the bank's jurisdiction.","properties":{"name":{"description":"Full legal name of the account holder. Sent to the payout provider.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.5.bankAccount.accountHolder.name","typeLabel":"string"},"address":{"description":"Address of the account holder, in the country of the account. 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Present when sent on creation.","enum":["checking","savings"],"type":"string","uniqueKey":"oneOf.5.bankAccount.accountType","typeLabel":"enum\u003cstring>"},"entityType":{"description":"Type of the account holder. Present when sent on creation.","enum":["business","individual"],"type":"string","uniqueKey":"oneOf.5.bankAccount.entityType","typeLabel":"enum\u003cstring>"},"rails":{"description":"Bank rails available for payouts to this account. `supported` lists rails a currently-available provider advertises for this bank account; Crossmint decides payer eligibility at order time, so an order can still be refused on a rail listed here. `pending` lists rails still being resolved (non-empty only while `status` is 'pending'); `status` is 'pending' while asynchronous rail resolution is still running. Absent when no payout provider serves the account, or when `status` is 'rejected'.","properties":{"pending":{"description":"Rails still being resolved. 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Absent until a provider answers.","enum":["pending-review","rejected","verified"],"type":"string","uniqueKey":"oneOf.5.bankAccount.verificationStatus","typeLabel":"enum\u003cstring>"}},"required":["accountSuffix","country","currency","institutionId"],"type":"object","isRequired":true,"uniqueKey":"oneOf.5.bankAccount","typeLabel":"object"},"createdAt":{"description":"ISO 8601 timestamp when this payment method was created.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","isRequired":true,"uniqueKey":"oneOf.5.createdAt","typeLabel":"string\u003cdate-time>"},"paymentMethodId":{"description":"Unique identifier (UUID v4). Crossmint assigns it on creation.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.5.paymentMethodId","typeLabel":"string"},"reason":{"oneOf":[{"type":"string","description":"Deprecated. Use `statusReason`, which carries the same value.","isRequired":true,"uniqueKey":"oneOf.5.reason.oneOf.0","typeLabel":"string"},{"type":"null","isRequired":true,"uniqueKey":"oneOf.5.reason.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"oneOf.5.reason","typeLabel":"string | null"},"status":{"description":"Whether a payout provider serves this destination. 'pending' while the readiness checks run, 'active' when a provider advertises a rail for it, 'rejected' when it cannot receive funds, 'deleted' when it was deleted. This describes the destination only, never the payer's eligibility. 'pending' moves to 'active', 'rejected' or 'deleted'; 'active' moves to 'rejected' or 'deleted'; 'rejected' moves only to 'deleted'. Branch on this field, never on `statusReason`.","enum":["active","deleted","pending","rejected"],"type":"string","isRequired":true,"uniqueKey":"oneOf.5.status","typeLabel":"enum\u003cstring>"},"statusReason":{"oneOf":[{"type":"string","description":"Why the status is 'rejected'. Null on every other status, and on a rejection with no established destination condition. Known values today: destination-not-found, destination-closed, destination-cannot-receive, no-rail-available. New codes can appear at any time, so branch on `status` and treat an unrecognised code as the status alone.","isRequired":true,"uniqueKey":"oneOf.5.statusReason.oneOf.0","typeLabel":"string"},{"type":"null","isRequired":true,"uniqueKey":"oneOf.5.statusReason.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"oneOf.5.statusReason","typeLabel":"string | null"},"type":{"const":"bank-account-ph","description":"Payment method type. Selects which sub-object is present: `card`, `bankAccount`, or `breB`.","type":"string","isRequired":true,"uniqueKey":"oneOf.5.type","typeLabel":"string"},"updatedAt":{"description":"ISO 8601 timestamp when this payment method was last modified.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","isRequired":true,"uniqueKey":"oneOf.5.updatedAt","typeLabel":"string\u003cdate-time>"},"label":{"description":"The client's own name for this payment method, when one was sent.","minLength":1,"type":"string","uniqueKey":"oneOf.5.label","typeLabel":"string"},"lastPayoutAt":{"description":"Read-only. ISO 8601 timestamp of the most recent successful offramp payout funded by this bank account. Absent if none.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","uniqueKey":"oneOf.5.lastPayoutAt","typeLabel":"string\u003cdate-time>"}},"uniqueKey":"oneOf.5","typeLabel":"PH bank account · object"},{"type":"object","title":"TH bank account","description":"A saved payment method. Sensitive fields (full PAN, CVC, full account numbers, IBANs, Bre-B keys) are never included.","required":["bankAccount","createdAt","paymentMethodId","reason","status","statusReason","type","updatedAt"],"example":{"createdAt":"2025-01-15T10:30:00.000Z","paymentMethodId":"3f7a9c10-2a8b-4c5d-9e2f-1b3a4c5d6e7f","reason":null,"status":"active","statusReason":null,"type":"card","updatedAt":"2025-01-15T10:30:00.000Z"},"properties":{"bankAccount":{"description":"Bank account details. Present when `type` is a bank type. Full account numbers and IBANs are never included.","properties":{"accountSuffix":{"description":"The last characters of the account number, CLABE or IBAN, at most four.","type":"string","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.accountSuffix","typeLabel":"string"},"country":{"const":"TH","description":"Always 'TH'.","type":"string","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.country","typeLabel":"string"},"currency":{"const":"thb","description":"Always 'thb'; Thai bank accounts only settle in Thai baht.","type":"string","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.currency","typeLabel":"string"},"institutionId":{"description":"ID of the bank, for example `th-kasikorn-bank`. The [Bank Institution IDs](https://docs.crossmint.com/offramp/guides/bank-institution-ids) page lists every ID.","type":"string","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.institutionId","typeLabel":"string"},"accountHolder":{"description":"The person or company that owns the bank account. Derived from `billing` when the record predates this field. Its address carries no country: the account's own `country` is the bank's jurisdiction.","properties":{"name":{"description":"Full legal name of the account holder. Sent to the payout provider.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.accountHolder.name","typeLabel":"string"},"address":{"description":"Address of the account holder, in the country of the account. Present only on types that collect one.","properties":{"city":{"description":"City (max 50 characters).","maxLength":50,"minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.accountHolder.address.city","typeLabel":"string"},"line1":{"description":"Primary address line (max 200 characters).","maxLength":200,"minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.accountHolder.address.line1","typeLabel":"string"},"line2":{"description":"Secondary address line, such as an apartment, suite, or unit (max 60 characters).","maxLength":60,"type":"string","uniqueKey":"oneOf.6.bankAccount.accountHolder.address.line2","typeLabel":"string"},"postalCode":{"description":"Postal or ZIP code (max 20 characters).","maxLength":20,"minLength":1,"type":"string","uniqueKey":"oneOf.6.bankAccount.accountHolder.address.postalCode","typeLabel":"string"},"stateOrRegion":{"description":"State, province, or region (max 50 characters).","maxLength":50,"type":"string","uniqueKey":"oneOf.6.bankAccount.accountHolder.address.stateOrRegion","typeLabel":"string"}},"required":["city","line1"],"type":"object","uniqueKey":"oneOf.6.bankAccount.accountHolder.address","typeLabel":"object"},"email":{"description":"Email address of the account holder.","format":"email","pattern":"^(?!\\.)(?!.*\\.\\.)([A-Za-z0-9_'+\\-\\.]*)[A-Za-z0-9_+-]@([A-Za-z0-9][A-Za-z0-9\\-]*\\.)+[A-Za-z]{2,}$","type":"string","uniqueKey":"oneOf.6.bankAccount.accountHolder.email","typeLabel":"string\u003cemail>"},"phoneNumber":{"description":"Phone number of the account holder in E.164 format.","minLength":1,"type":"string","uniqueKey":"oneOf.6.bankAccount.accountHolder.phoneNumber","typeLabel":"string"}},"required":["name"],"type":"object","uniqueKey":"oneOf.6.bankAccount.accountHolder","typeLabel":"object"},"accountType":{"description":"Type of the account. 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Non-empty only while `status` is `pending`.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.6.bankAccount.rails.pending.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.rails.pending","typeLabel":"enum\u003cstring>[]"},"status":{"description":"`pending` while asynchronous rail resolution is still running. `complete` when every provider has answered.","enum":["complete","pending"],"type":"string","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.rails.status","typeLabel":"enum\u003cstring>"},"supported":{"description":"Rails that a currently-available payout provider advertises for this account.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.6.bankAccount.rails.supported.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.6.bankAccount.rails.supported","typeLabel":"enum\u003cstring>[]"}},"required":["pending","status","supported"],"type":"object","uniqueKey":"oneOf.6.bankAccount.rails","typeLabel":"object"},"verificationStatus":{"description":"Result of the provider's check on the destination. Absent until a provider answers.","enum":["pending-review","rejected","verified"],"type":"string","uniqueKey":"oneOf.6.bankAccount.verificationStatus","typeLabel":"enum\u003cstring>"}},"required":["accountSuffix","country","currency","institutionId"],"type":"object","isRequired":true,"uniqueKey":"oneOf.6.bankAccount","typeLabel":"object"},"createdAt":{"description":"ISO 8601 timestamp when this payment method was created.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","isRequired":true,"uniqueKey":"oneOf.6.createdAt","typeLabel":"string\u003cdate-time>"},"paymentMethodId":{"description":"Unique identifier (UUID v4). Crossmint assigns it on creation.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.6.paymentMethodId","typeLabel":"string"},"reason":{"oneOf":[{"type":"string","description":"Deprecated. 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The [Bank Institution IDs](https://docs.crossmint.com/offramp/guides/bank-institution-ids) page lists every ID.","type":"string","isRequired":true,"uniqueKey":"oneOf.7.bankAccount.institutionId","typeLabel":"string"},"accountHolder":{"description":"The person or company that owns the bank account. Derived from `billing` when the record predates this field. Its address carries no country: the account's own `country` is the bank's jurisdiction.","properties":{"name":{"description":"Full legal name of the account holder. Sent to the payout provider.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.7.bankAccount.accountHolder.name","typeLabel":"string"},"address":{"description":"Address of the account holder, in the country of the account. 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Derived from `billing` when the record predates this field. Its address carries no country: the account's own `country` is the bank's jurisdiction.","properties":{"name":{"description":"Full legal name of the account holder. Sent to the payout provider.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.8.bankAccount.accountHolder.name","typeLabel":"string"},"address":{"description":"Address of the account holder, in the country of the account. Present only on types that collect one.","properties":{"city":{"description":"City (max 50 characters).","maxLength":50,"minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.8.bankAccount.accountHolder.address.city","typeLabel":"string"},"line1":{"description":"Primary address line (max 200 characters).","maxLength":200,"minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.8.bankAccount.accountHolder.address.line1","typeLabel":"string"},"line2":{"description":"Secondary address line, such as an apartment, suite, or unit (max 60 characters).","maxLength":60,"type":"string","uniqueKey":"oneOf.8.bankAccount.accountHolder.address.line2","typeLabel":"string"},"postalCode":{"description":"Postal or ZIP code (max 20 characters).","maxLength":20,"minLength":1,"type":"string","uniqueKey":"oneOf.8.bankAccount.accountHolder.address.postalCode","typeLabel":"string"},"stateOrRegion":{"description":"State, province, or region (max 50 characters).","maxLength":50,"type":"string","uniqueKey":"oneOf.8.bankAccount.accountHolder.address.stateOrRegion","typeLabel":"string"}},"required":["city","line1"],"type":"object","uniqueKey":"oneOf.8.bankAccount.accountHolder.address","typeLabel":"object"},"email":{"description":"Email address of the account holder.","format":"email","pattern":"^(?!\\.)(?!.*\\.\\.)([A-Za-z0-9_'+\\-\\.]*)[A-Za-z0-9_+-]@([A-Za-z0-9][A-Za-z0-9\\-]*\\.)+[A-Za-z]{2,}$","type":"string","uniqueKey":"oneOf.8.bankAccount.accountHolder.email","typeLabel":"string\u003cemail>"},"phoneNumber":{"description":"Phone number of the account holder in E.164 format.","minLength":1,"type":"string","uniqueKey":"oneOf.8.bankAccount.accountHolder.phoneNumber","typeLabel":"string"}},"required":["name"],"type":"object","uniqueKey":"oneOf.8.bankAccount.accountHolder","typeLabel":"object"},"entityType":{"description":"Type of the account holder. Present when sent on creation.","enum":["business","individual"],"type":"string","uniqueKey":"oneOf.8.bankAccount.entityType","typeLabel":"enum\u003cstring>"},"rails":{"description":"Bank rails available for payouts to this account. `supported` lists rails a currently-available provider advertises for this bank account; Crossmint decides payer eligibility at order time, so an order can still be refused on a rail listed here. `pending` lists rails still being resolved (non-empty only while `status` is 'pending'); `status` is 'pending' while asynchronous rail resolution is still running. Absent when no payout provider serves the account, or when `status` is 'rejected'.","properties":{"pending":{"description":"Rails still being resolved. Non-empty only while `status` is `pending`.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.8.bankAccount.rails.pending.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.8.bankAccount.rails.pending","typeLabel":"enum\u003cstring>[]"},"status":{"description":"`pending` while asynchronous rail resolution is still running. `complete` when every provider has answered.","enum":["complete","pending"],"type":"string","isRequired":true,"uniqueKey":"oneOf.8.bankAccount.rails.status","typeLabel":"enum\u003cstring>"},"supported":{"description":"Rails that a currently-available payout provider advertises for this account.","items":{"enum":["ach-credit","bi-fast","bre-b","cash-pickup","citad","fednow","fedwire","instapay","napas-247","nip","npss","pesonet","promptpay","rtp-credit","same-day-ach-credit","sct","sct-inst","spei","uaefts"],"type":"string","uniqueKey":"oneOf.8.bankAccount.rails.supported.items.[INDEX]","typeLabel":"enum\u003cstring>"},"type":"array","isRequired":true,"uniqueKey":"oneOf.8.bankAccount.rails.supported","typeLabel":"enum\u003cstring>[]"}},"required":["pending","status","supported"],"type":"object","uniqueKey":"oneOf.8.bankAccount.rails","typeLabel":"object"},"verificationStatus":{"description":"Result of the provider's check on the destination. 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Use `statusReason`, which carries the same value.","isRequired":true,"uniqueKey":"oneOf.8.reason.oneOf.0","typeLabel":"string"},{"type":"null","isRequired":true,"uniqueKey":"oneOf.8.reason.oneOf.1","typeLabel":"null"}],"isRequired":true,"uniqueKey":"oneOf.8.reason","typeLabel":"string | null"},"status":{"description":"Whether a payout provider serves this destination. 'pending' while the readiness checks run, 'active' when a provider advertises a rail for it, 'rejected' when it cannot receive funds, 'deleted' when it was deleted. This describes the destination only, never the payer's eligibility. 'pending' moves to 'active', 'rejected' or 'deleted'; 'active' moves to 'rejected' or 'deleted'; 'rejected' moves only to 'deleted'. 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Selects which sub-object is present: `card`, `bankAccount`, or `breB`.","type":"string","isRequired":true,"uniqueKey":"oneOf.8.type","typeLabel":"string"},"updatedAt":{"description":"ISO 8601 timestamp when this payment method was last modified.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","isRequired":true,"uniqueKey":"oneOf.8.updatedAt","typeLabel":"string\u003cdate-time>"},"label":{"description":"The client's own name for this payment method, when one was sent.","minLength":1,"type":"string","uniqueKey":"oneOf.8.label","typeLabel":"string"},"lastPayoutAt":{"description":"Read-only. ISO 8601 timestamp of the most recent successful offramp payout funded by this bank account. Absent if none.","example":"2024-01-15T10:30:00.000Z","format":"date-time","type":"string","uniqueKey":"oneOf.8.lastPayoutAt","typeLabel":"string\u003cdate-time>"}},"uniqueKey":"oneOf.8","typeLabel":"US bank account · object"},{"type":"object","title":"SEPA IBAN","description":"A saved payment method. Sensitive fields (full PAN, CVC, full account numbers, IBANs, Bre-B keys) are never included.","required":["bankAccount","createdAt","paymentMethodId","reason","status","statusReason","type","updatedAt"],"example":{"createdAt":"2025-01-15T10:30:00.000Z","default":true,"display":{"imageUrl":"https://www.crossmint.com/assets/cards/visa.svg","label":"Visa ending in 4242"},"paymentMethodId":"3f7a9c10-2a8b-4c5d-9e2f-1b3a4c5d6e7f","reason":null,"status":"active","statusReason":null,"type":"card","updatedAt":"2025-01-15T10:30:00.000Z"},"properties":{"bankAccount":{"description":"Bank account details. Present when `type` is a bank type. 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EPC SEPA scheme members only.","enum":["AD","AL","AT","BE","BG","CH","CY","CZ","DE","DK","EE","ES","FI","FR","GB","GI","GR","HR","HU","IE","IS","IT","LI","LT","LU","LV","MC","MT","NL","NO","PL","PT","RO","SE","SI","SK","SM","VA"],"type":"string","isRequired":true,"uniqueKey":"oneOf.9.bankAccount.country","typeLabel":"enum\u003cstring>"},"currency":{"const":"eur","description":"Always 'eur'; SEPA only transacts in Euro.","type":"string","isRequired":true,"uniqueKey":"oneOf.9.bankAccount.currency","typeLabel":"string"},"accountHolder":{"description":"The person who owns the bank account, as sent on creation.","properties":{"name":{"description":"Full legal name of the account holder. Sent to the payout provider.","minLength":1,"type":"string","isRequired":true,"uniqueKey":"oneOf.9.bankAccount.accountHolder.name","typeLabel":"string"},"address":{"description":"Address of the account holder, in the country of the account. 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