Countries and Rails

Crossmint Offramp lets users convert USDC into fiat and withdraw it to supported bank accounts. The tables below show supported countries, currencies, payment rails (the networks used to deliver the payout), arrival estimates, processing windows, and transaction limits. Payout options, timing, and limits vary by destination.

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Available Countries

Every SEPA country supports SEPA (SEPA Credit Transfer; shown as sct in payment-method responses). Where the receiving institution confirms instant eligibility, payouts can also use SEPA Instant (shown as sct-inst in payment-method responses). If a payment method shows a rail as pending, that rail is still being verified and cannot be used yet. Availability describes the receiving bank account, not the payer: at order time, Crossmint can refuse SEPA and SEPA Instant for a payer whose verified country of residence is outside the SEPA area.

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Payout Details by Market

Arrival estimates cover delivery of the fiat payout and exclude USDC deposit and conversion. Orders submitted outside the listed processing window may take longer. You can request a supported rail; otherwise, one is selected automatically. Instant payouts require the receiving bank to support the instant network.

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United States

US processing window in US time zones

Time zone	Winter (standard time)	Summer (daylight time)
PT	05:45–12:00 PST	06:45–13:00 PDT
ET	08:45–15:00 EST	09:45–16:00 EDT

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SEPA Countries

Serves the 35 supported SEPA countries.

SEPA window in US time zones

Time zone	Winter (standard time)	Summer (daylight time)
PT	23:00 (previous day)–06:00 PST	00:00–07:00 PDT
ET	02:00–09:00 EST	03:00–10:00 EDT

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Mexico

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Colombia

ACH Colombia payouts are routed based on the receiving bank, using either a direct bank connection or ACH cycles. The table below shows arrival estimates for selected banks. ACH-cycle payouts can take up to 36 hours on business days and 72 hours on weekends and holidays. All bank processing times below are Colombia time (COT, GMT−5 year-round).

Arrival estimates by receiving bank

Receiving bank	Receiving window (COT)	Expected arrival
Bancolombia	24/7	Most payouts within 30 minutes
Banco de Bogotá	Monday to Friday	Most payouts within 45 minutes
BBVA	Monday to Friday, 06:00–19:00	Most payouts within 60 minutes
Banco de Occidente	Monday to Friday, 08:00–21:00	Most payouts within 60 minutes
Coopcentral	Monday to Friday, 08:00–17:30	Most payouts within 30 minutes
Other banks	ACH cycles on business days	Up to 36 hours (72 hours on weekends and holidays)

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Upcoming Support

Offramp coverage is expanding quickly. The destinations below are next on the roadmap. Get in touch to be first in line when they go live. Need another destination or rail? Contact sales.

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See Also